Egg freezing is a major investment. In Germany, medical fees are regulated by the 'Gebührenverordnung', meaning prices are largely set by law with limited flexibility.
While we can't significantly reduce the costs, we are committed to making this life-changing decision more accessible. That’s why we’ve partnered with FertiCredit to offer flexible and uncomplicated financing options.
This is not a binding request, but simply a review of your options. No obligations or costs arise from submitting this credit request.
How the process works.
Who is our partner?
FertiCredit offers flexible financing solutions for fertility treatments.
With nearly two decades of experience in reproductive medicine, the founder Markus Diegner and his team simplify financing options to make reproductive services more accessible.
Submitting the credit request provides an overview of your financing options. No obligations or costs arise from this inquiry.
Credit request.Reasons to consider a loan.
The most obvious reason to take out a loan is if you don’t yet have the necessary funds. However, even if you do, financing could still be a smart choice.
Please note, this is a general information and not a financial advice.
Maintain your financial flexibility
Even if you have the funds available to pay for egg freezing upfront, some people choose to take a loan to maintain their financial flexibility.
By keeping your savings intact, you preserve your ability to respond to unexpected expenses or invest in other opportunities.
Potential to leverage low interest rates
In some cases, the interest rates on loans can be low, which might make financing a cost-effective option.
Instead of using your savings, you could consider taking advantage of favorable loan terms, paying off the procedure over time.
This approach allows you to benefit from the egg freezing procedure now, while spreading out the financial impact.
Keep your investments growing
If your savings are invested in stocks, real estate, or other financial instruments, they may be earning a return.
In some situations, it might be more beneficial to keep your money invested and take a loan instead.
This way, your investments could continue to grow, potentially offsetting the cost of financing.
Psychological peace of mind
For many people, maintaining a robust savings account provides a sense of security.
Even if you have the money available, financing may allow you to keep that safety net in place, reducing financial anxiety and giving you peace of mind.